If you need to take time away from work due to an injury or illness for an extended period of time, we provide Short-Term and Long-Term Disability benefits. This provides you the financial protection you need while you recover.

Full-time benefits-eligible associates are eligible for Short-Term and Long-Term Disability on their first day of active service with the company.* These plans are designed to provide you income, so you can focus on taking care of yourself. Disability benefits do not provide job-protected leave; rather, they can be used along with job-protected leave to provide income supplementation.

*Please note, if this description of short-term disability or long- term disability plans conflicts with the terms of the actual plans, the language in the plans prevails.

You may qualify for Short-Term Disability (STD) benefits if you are unable to work at all or if your doctor puts you on a reduced schedule due to physical limitations.

Short-Term Disability (STD) benefits begin on your eighth consecutive calendar day of absence. During your first through seventh calendar days of absence, you will have the option to take them unpaid or use your PTO (if available). Unless you request the time to be unpaid by calling Associate Connect (formerly HR Direct), the Company will automatically apply any available PTO (up to 40 hours). If approved, STD benefits may be paid following the below schedule:

Day 1 – 7
Unpaid or PTO

Day 8 – 30
100% of base pay

Day 31 – 181
66-2/3% of base pay

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If you are a full-time benefits-eligible associate, Long-Term Disability (LTD) coverage is automatically provided at no cost to you, regardless of whether you are enrolled in the medical plan. If approved, LTD benefits may be paid following the below schedule:

Day 182+
60% of base pay (up to $25,000 per month)

If your long-term disability is approved, you’ll be paid an income equal to 60% of your base salary, up to a maximum annual benefit of $300,000 ($25,000 per month). This amount will be coordinated with other sources of compensation, including Workers’ Compensation, Social Security, federal, and state or Employer-Sponsored Plans. LTD benefits are coordinated with Social Security benefits for you and your family members attributable to your disability. LTD does not include a percentage of overtime, bonuses or any other special form of payment. This means that the total combined monthly benefit you receive from the LTD plan and from the above sources of disability income will be 60% of your pre-disability monthly base earnings.

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